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Dave Ramsey's Baby Steps

I really like Dave Ramsey's seven baby steps, If you do not know Dave Ramsey, he is an American, financial writer, adviser, television and radio host. He teaches people how to manage/budget money and eliminate debt. I love listening to his radio talk show because I can get great ideas in personal finance, and when I hear others different success stories it inspires me. So let me share with you Dave Ramsey's seven baby steps to becoming debt-free. I'm sure some of these are familiar to you. Hope this inspires you :)

  1. Quickly save $1,000 in a Baby Emergency Fund.
  2. Become debt-free using the “snowball method.”
  3. Fully fund the Emergency Fund from step 1 with 3-6 months of your living expenses.
  4. Contribute 15% of your income to retirement.
  5. College Funding
  6. Pay off your home early
  7. Build wealth and give.
I know that being debt-free is good for the soul, it’s also a lot more fun. As Dave often says, “Live like no one else, so that later you can live like no one else.”


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