With the housing market continuing to collapse many homeowners are now being forced out of their homes and moving to apartments and other places. For those moving to apartments a good thing to have is renters insurance. If anyone was to break into your car or home it would covered. Heaven forbid but what happens if the building you in goes up in smoke and you do not have renters insurance. Well, I will tell you that you would be up a creak with a paddle. So do a little work and at least get some free insurance quotes and choose the best one so if something terrible happens you will covered and not left out in the cold with only the clothes on your back.