Skip to main content

Credit counseling might be worth a look

In today’s society it is so easy to get a credit card. These credit card companies target all kinds of people. They target new college students, people who have good credit but low incomes, and even people who have lots of money. Unfortunately, there are hundreds if not thousands of these individuals who get sucked into getting a credit card. Granted the limits are low, but if they pay off the card on time then the credit limit is increased. Therefore, many people see the amount of credit they have and go nuts spending not paying attention to the consequences of their actions and get stuck paying for their debts for years. If you are one of these individuals then there is light at the end of the tunnel.

There are organizations out there dedicated to helping these individuals get out of these high interest low payment credit cards. These organizations offer what is called credit counseling to help people to change their spending habits and even with debt consolidation. This is the process where an organization will help you get all of your debts consolidated into a one month lump payment instead of several little payments. These payments are designed to get you out of debt in a few years and before the time you die.

If you are in this situation where you have so many credit cards and you are only paying the required monthly payment then you might look into debt consolidation, and finally be able to see the light at the end of the tunnel. You will be glad you did.


Popular posts from this blog

Getting a good education can keep us out of financial difficulties

In this fast paced highly technical world of ours a good education is almost essential for success. Yes some individuals are able to get by without it, but what are the chances that one of us will be that lucky. The chances are very slim to nil. So if we want to be able to care for ourselves and our families the best that we can then we need to get the education that we can. Whether it be online like Walden University or actually sitting at a desk and listening to a lecture or something else as long as it provides the knowledge that can get us to the top then it is good no mater what.

This goes for mothers as well. You never know what is going to happen to your spouse. He could become a vegetable because of illness or injury at work or even worse. Then where will you and family be if you can not provide for them. Up the creek without a paddle that is for sure. So take some time and get a good education now while you still have time. If nothing else just to set a good example for your l…

Chihiro's adventure

Are you a fan of the movie Spirited Away? This is a story of a 10-year-old girl and her parents. While traveling to their new home, his father made a wrong turn. They unknowingly entered into a magical world. Both of Chihiro's parents were turned into giant pigs. Chihiro met a mysterious person named Haku. He explained that the world her parents were into is a resort for supernatural beings and she must work there to free herself and her parents.

Valiant Watercolor Professional Quality Pen Set 20 Color Soft Flexible Tip. Perfect for Children's Coloring Books Manga Caligraphy Lettering. 100% Non-Toxic and Safe.

One of the things that I love to do aside from my photography is a watercolor painting. I love how watercolor gives life to a simple image. Here is an example of an image that I painted. A watermelon. I painted this image using a watercolor brush pen. This pen has a flexible nylon brush tip which makes it possible to create fine, medium, and bold strokes. How I achieved the fading color in my watercolor paint? I used a refillable blending brush pen that comes with the watercolor brush pens that I used. I get so excited when I see the watercolor effect of these pens. They are so easy to use.  

And when I need to unwind from my day to day activities. I will sit for a few minutes and enjoy the color of these watercolor brush pens using a coloring book that has beautiful and inspirational quotes.